Deposit Funds with OANDA

You can send funds to trade at OANDA using any of the following payment methods. To find out how to send funds, please sign in to your account, click the Deposit link from the My Account web page, and follow the instructions.


See our Funding FAQs.

Method Deposit limits Usual time for funds to be credited to account Possible costs Notes
Credit card 10,000 units of currency (or 1,000,000 JPY or 100,000 HKD) per calendar month. Immediate. Your credit card issuer may apply charges, typically up to 3%, on credit card deposits or withdrawals, including international processing fees. Credit card transactions may be processed in a foreign country. Please check with your credit card issuer to determine if charges apply.  
Debit card
(backed by MasterCard or Visa)
10,000 units of currency (or 1,000,000 JPY or 100,000 HKD) per calendar month. Immediate. Your bank may charge a service fee.  
Bank wire transfer No limit. 1-3 business days for domestic wire transfers (in CAD).
Up to 5 business days for international wire transfers.
Your bank may charge a service fee. Intermediary banks may also deduct fees from the amount, resulting in a smaller incoming amount than you sent. Complete wire instructions are available when you sign in to your account and click Deposit link from the My Account page.
(CAD accounts only)
No limit for Verified PayPal accounts.
Up to $100 CAD in total from Unverified PayPal accounts.
Up to 1 business day. eCheques will take 1 business day after being cleared by PayPal. A service fee of $0.30 plus a percentage (2.5% for payments within Canada or the U.S., 3.9% for other payments) of the total amount transferred is deducted from your margin deposit for each transfer.
For eCheck payments the service charge is capped at $300.
Your PayPal name and/or email address must match your OANDA account records. (For entity accounts, both name and email must match.)


  • OANDA cannot accept payments from third parties. Please ensure that the name(s) on the originating account match those on your OANDA account. If you want to receive funds from a third party you need to set up a joint account with that party.
  • For your security, you can only withdraw funds by the same method you used to deposit them into your OANDA account.
  • PayPal accounts based in certain countries can only be used to send funds. Please do not use PayPal for deposits if you cannot receive funds on your PayPal account.